The City Bank Limited Job circular 2022

সিটি ব্যাংক নিয়োগ বিজ্ঞপ্তি ২০২২

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Post Name: Risk Manager/ Senior Risk Manager, Corporate Credit Risk, Credit Risk Management

The City Bank Limited

Application Deadline: 17 Oct 2022

Published On: 11 Oct 2022

Source:  / Online 

The City Bank Limited job circular


Not specific

Job Context

    The primary responsibility of Risk Manager / Senior Risk Manager`s role is to administer and plan for a designated credit portfolio containing Large Corporate Clients of The City Bank Ltd. S/He is accountable for delivering independent, impartial appraisal and recommendation of credit applications submitted by the Corporate Banking Division of CBL while ensuring all the credit activities in his/her portfolio are conducted within the purview of Bank`s credit policies and rules and regulations of the Central Bank of Bangladesh. The role is also responsible for review and up-gradation of existing internal credit policies, development of new credit policies, guidelines, and execution process for internal purpose.

Job Responsibilities

  • Evaluate credit proposals (Credit Risk Analysis, Business/Industry/Market Analysis, Historical Financial Analysis, Projected Financial Analysis, Technical Analysis, Systematic Risk Analysis, Environmental Risk Analysis, etc.) from both micro and macro-economic point of view.
  • Provide senior management with a clear view on key business and risk factors, using Credit Risk techniques and expert judgment with proper mitigation.
  • Assessment of the legitimacy of the borrowing relationship under the purview of the City Bank’s credit policy and other regulatory directives.
  • Structure the credit facilities and limits of a borrower(s) based on client’s requirement and assessment of risk associated with lending.
  • Design the security, collateral, covenants, terms and conditions of the lending in order to protect the Bank from undesired outcomes.
  • Negotiate at different stages with different stakeholders for feasible and best possible security packages against credit facility.
  • Preparation of Credit Memorandum with recommendation based on the credit appraisal outcome and submission to the Credit Committee of CBL for further approval by delegated authority.
  • Managing assigned portfolio by assisting in healthy credit growth through registering customized solution at different credit scenario to maintain consistently conservative yet commercially driven credit culture.
  • Annual review of credit facilities of the existing corporate clients of the designated portfolio and appraise the client’s recent financial performance, industry outlook, account conduct, credit history with other banks and abidance with approved covenants, terms and conditions.
  • Identify and set additional covenants to address unsatisfactory transaction nature, any unforeseen risk, even before the next review date.
  • Frequent monitoring of the past due in the portfolio and perfection of security documentation for ensuring proper compliance with approved terms and condition.
  • Identify probable delinquent account by observing the irregularity in repayment and instruct Relationship Team for taking proactive measures to ensure due repayment in timely manner.
  • Assist CRM team in periodic review of the Credit Policy Manual (CPM) to incorporate interim policy changes enacted by the Central Bank of Bangladesh.
  • Prepare and submit periodical reports on designated portfolio about Trend in Portfolio Composition, Industry Concentration in Portfolio, Amount of Large Corporate Loan, Amount of New Corporate Lending, Amount of New Non-Performing Loan, Delinquency Rate and other reports as and when required by the Management and other peer Divisions.

Employment Status



  • Work at office

Educational Requirements

  • Minimum 4 years of graduation from any reputed university.

Experience Requirements

  • At least 5 year(s)

Additional Requirements

  • Both males and females are allowed to apply
  • Minimum 5 years of experience in Credit or Relationship Management.
  • Strong capability of rigorous financial analysis.
  • In depth knowledge of Credit Risk Management Guideline of Bangladesh Bank, Bank Companies Act, Credit Policies and other lending related regulatory directives published by statutory authorities.

Job Location


Application Deadline: 17 Oct 2022


City Bank Limited job circular 2022

Apply Procedures

বিডিজবস অনলাইনে আবেদন করতে হবে।

Apply Online: Click Here

Company Information

The City Bank Limited



How to Apply to Government Organization

  1. First of all, download the application instruction and carefully follow up on how to apply it.
  2. Visit the mentioned website–
  3. Check the online application form and click on (Apply Online).
  4. Select the Post, that you want to apply for, and click Next.
  5. Fill up the entire application form with the required information Star* mark information must be filled up.
  6. Input the Given Captcha Code and Click Next.
  7. Upload your Photo and Signature and validate the size of the photos.
  8. Review the full data that you input on and check all the information if any data need to correct or change do it carefully.
  9. Finally, click the Submit Button and finish your application procedure.

[N.B. Some Government Ministry or Organization accepts only Hand Written Application by the post office.]

How to Apply Private Organization

  1. First of all, download the application instruction and carefully follow up on how to apply it.
  2. Visit the published organization website-
  3. Find the Career Menu and click for details.
  4. Generally, private organizations ask to send CVs by their authorized e-mail or other media.
  5. Most private banks keep CV bank on their website and job seekers can create an account on it and update the data for the application.


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